WHETHER it's fuel costs or the weekly shopping bill our pockets are being hit hard.

The Hereford Times has come up with loads of good ideas to help us all save money - click here to see them.

There are hints on cost-conscious ideas for the school holidays, budget trips and savings. There'll be coupons and money-off vouchers in the paper each week too, so make sure you buy your copy.

And we want to hear your money-saving tips too. Just click on an article below and add your money saving idea by adding a comment (you will need to register first if commenting for the first time)
There's a £25 voucher for the best idea sent in each week, so get cracking!